SECURED LOANS
Loans for businesses when you need them the most
Business loans come in two formats; secured and unsecured. Secured loans will take something from your business as security, and in return will offer you more competitive rates. Unsecured loans will only rely on personal guarantees from the business owners, and will come with higher rates to reflect the increased risk the lender is taking.
Secured loans can be secured against many things, and it’s very dependent on your business structure and day to day operations. Often debentures are taken over the company, it may be over assets the business owns, personal guarantees or even charges on other properties the owners have within their ownership.
Structuring a deal that works for you and for the lender is an art, and advice from an experienced broker is key.
Whether you’ve done your research and just want to make sure you’re not missing a trick, or your situation is more complicated and you don’t know where to start, contact us today and let us help you.
‘This is NOT an FCA regulated product’
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If you’d like to chat to us, please feel free to send your contact details and we’ll come back to you. Or just call us on 03301 331143