Limited company (SPV) buy to let has its own lender pool, its own criteria, and its own tax considerations — we handle the mortgage side and point you toward specialist tax advice where needed.
An increasing number of landlords hold property through a limited company structure, usually for tax reasons. The mortgage market for this is smaller than personal-name buy to let, and rates/fees can differ, so it's worth having the full picture before deciding how to structure a purchase.
We arrange limited company buy to let mortgages regularly, and can also help structure a transfer of existing personal-name properties into a company, alongside your accountant's advice.
This is primarily a tax decision, which we'd expect your accountant to advise on. We can talk through the mortgage implications of each so you have the full picture.
Rates and fees can be higher than personal-name buy to let — we'll show you the real comparison rather than assume either way.
Yes, this is possible, though it typically has tax implications (including potential Stamp Duty and Capital Gains Tax) that your accountant should advise on alongside our mortgage advice.
Tell us what you need and we'll come back to you directly — usually the same day.
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