Whether it's for a renovation, debt consolidation, or another large cost, we'll compare additional borrowing from your existing lender against remortgaging elsewhere.
Additional borrowing (sometimes called a further advance) lets you borrow more from your current lender, secured against your home, without a full remortgage. It's not always the cheapest option, though — sometimes a full remortgage, or a second charge loan, works out better.
We'll compare all three routes against your specific numbers before recommending one.
Additional borrowing extends your existing mortgage with your current lender. A second charge loan is a separate loan secured against the property, sitting behind your main mortgage. We'll compare both.
Common reasons include home improvements, debt consolidation, and helping fund another purchase — lenders will want to know the purpose.
It can — additional borrowing is sometimes priced differently to your main mortgage rate. We'll make sure you see the real cost before deciding.
Tell us what you need and we'll come back to you directly — usually the same day.
Request a call back