Land with planning permission, land without it, and land held for future development all need different lenders — we'll match the finance to the stage your land is at.
Land finance is assessed very differently depending on planning status — land with full planning permission is a fundamentally different risk to land held speculatively. Lenders specialising in this space price and structure accordingly.
We work with lenders across the land finance market, whether you're securing a plot ahead of a planning application or funding a purchase that's already planning-approved.
It's possible, though the lender pool is smaller and terms are typically more cautious than for land with planning already in place.
This often opens up development finance as the next stage — we can help plan the transition from land purchase through to build funding.
This is a more specialist area — get in touch and we'll tell you honestly what's realistic for your specific plot.
Tell us what you need and we'll come back to you directly — usually the same day.
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