Advising clients UK-wide · 03301 33 11 43 Fully AuthorisedWhole of market
Startup loans

Funding for a business that's just getting started.

Limited trading history doesn't rule out funding — we work with lenders who specialise in early-stage businesses.

New businesses face a narrower lending market than established ones, since most lenders want to see trading history and cash flow before extending credit. A handful of lenders and schemes specialise specifically in early-stage funding.

We'll talk through what's realistic for your business's stage, and point you toward the routes that are actually available rather than a generic list of options.

Fully
Authorised
Whole of market
not tied to a panel
15+ yrs
specialist advice

Common questions

Can I get funding with no trading history at all?

It's more limited, but not impossible — some schemes are designed specifically for pre-revenue or very early-stage businesses.

Will I need to personally guarantee a startup loan?

Often yes, particularly for very new businesses — we'll be upfront about this before you proceed.

What will lenders want to see?

Typically a business plan, cash flow forecast, and evidence of how the funds will be used — we can talk through what's needed for your specific case.

Talk to Node about your case.

Tell us what you need and we'll come back to you directly — usually the same day.

Request a call back