Standard buy to let, HMOs, multi-unit blocks, limited company structures, holiday lets and ex-pat lending — sourced from the whole market and structured around how you actually hold and run your properties.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
A single standard buy to let is assessed very differently to an HMO, a multi-unit freehold block, or a property held inside a limited company — different lenders specialise in different structures, and rental income calculations vary between them.
Whether you're buying your first rental property or adding to an existing portfolio, we look at the whole picture: how the property is held, how it's let, and which lenders will actually give you the best terms for that specific structure.
Tell us about the property or portfolio, and what you're trying to achieve.
We review rental income, ownership structure, and your wider portfolio if relevant.
A clear recommendation with the fee disclosed upfront.
We deal with the lender, valuers and solicitors directly.
We stay involved until funds complete.
It depends on your tax position, your wider portfolio, and your long-term plans — there's no single right answer. We can talk through the mortgage implications of each; for the tax side, we'd expect you to also take advice from your accountant.
Yes — these are specialist products with a smaller pool of lenders, which is exactly where whole-of-market sourcing makes the biggest difference.
Yes, this is a regular part of what we do. The lender pool is more limited, so early advice on what's realistic is particularly useful here.
Tell us what you need and we'll come back to you directly — usually the same day.
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