Living or earning outside the UK narrows the standard lender pool considerably — we work with the specialist lenders who still say yes.
Being paid in a foreign currency, living outside the UK, or holding foreign national status all change how a mortgage application is assessed — and rule out a large part of the standard high-street market. This is a case where whole-of-market advice matters most, since the right lender genuinely isn't the obvious one.
We regularly arrange finance for ex-pat and foreign national clients, both for buy to let investment and UK residential purchases.
Yes, though the lender pool is smaller and some will apply a currency 'haircut' to your income — we'll talk you through which lenders are realistic.
It helps, but a lack of UK credit history doesn't rule you out — some lenders specialise in exactly this situation.
Yes, this is common — we'll match you with lenders who work with your specific residency and income situation.
Tell us what you need and we'll come back to you directly — usually the same day.
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