A multi-unit freehold block — several self-contained flats under one freehold title — needs a lender who values and lends against the block as a whole.
MUFBs sit outside standard buy to let and outside leasehold flat lending, which means a smaller pool of lenders and different valuation methods. We work with lenders who understand this structure and lend accordingly.
Whether you're purchasing your first block or refinancing an existing one, the same whole-of-market approach applies.
Typically any freehold title containing more than one self-contained dwelling — lender definitions vary slightly.
Rates and fees can differ from standard BTL, reflecting the more specialist nature of the lending — we'll show you the real numbers.
This moves into semi-commercial territory — let us know the exact composition and we'll point you to the right product.
Tell us what you need and we'll come back to you directly — usually the same day.
Request a call back