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Life cover

Life cover that reflects what you're actually protecting.

Whether it's your mortgage, your family's income, or both — we'll help you find a policy that matches what you need covered.

Life cover pays out a lump sum, or an income, if you die during the policy term — used most commonly to clear a mortgage or replace lost income for dependants. The right level and type of cover depends on your circumstances, not a one-size-fits-all figure.

We source from across the market rather than a single insurer's range, so the policy reflects your situation rather than what one provider happens to offer.

Whole of market
not tied to a panel
15+ yrs
specialist advice
Family & mortgage
cover options

Common questions

How much life cover do I need?

This depends on your mortgage balance, income, and dependants — we'll work through this with you rather than suggest a generic figure.

What's the difference between level and decreasing cover?

Decreasing cover reduces over time (commonly used alongside a repayment mortgage); level cover stays the same throughout the term. We'll explain which suits your situation.

Can I get life cover if I have a pre-existing health condition?

Often yes, though it may affect price or terms — we'll be upfront with you about what's realistic.

Talk to Node about your case.

Tell us what you need and we'll come back to you directly — usually the same day.

Request a call back